PAYONE | Use token for subscriptions/installments

To process a merchant-initiated transactions (MIT) on your customers' behalf for i.e. subscriptions or installments, add the following properties to your CreatePayment request:


{
   "order":{
      "amountOfMoney":{
         "currencyCode":"EUR",
         "amount":100
      },
      "references":{
         "merchantReference":"1656075138"
      }
   },
   "cardPaymentMethodSpecificInput":{
      "authorizationMode":"SALE",
      "transactionChannel":"ECOMMERCE",
      "isRecurring":"true",
      "token":"b29e81c31a6849a69fcf842b0e9da65e"
   }
}

Properties
cardPaymentMethodSpecificInput.token: Points to the credit card profile stored on our platform you want to use
cardPaymentMethodSpecificInput.transactionChannel: Fixed value "ECOMMERCE" to indicate that COF info is used to process this scheduled payment
cardPaymentMethodSpecificInput.isRecurring: Fixed value "true" to indicate that COF info is used to process this scheduled payment

This use case does not require to include properties unscheduledCardOnFileRequestor/unscheduledCardOnFileSequenceIndicator. Use cardPaymentMethodSpecificInput.isRecurring instead
To ensure the issuer accepts the transaction, you need to send the same amountOfMoney.amount / currency and interval for all payments related to this token
As this usage pattern does not involve customers initiating the payment, a 3-D Secure check is not applicable. Therefore, it is instrumental that you have enforced processing the first transaction with SCA when creating the token. Otherwise, the issuer might decline the transaction

Use token for subscriptions/installments

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