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Introduction

Before you go live, you want to be sure about how our platform works and how to process feedback received for processed transactions.

As this is pivotal part in your journey to finally process live transactions, we have designed PAYONE E-Payment in a way allowing you to perform test transactions in manifold ways with any of our payment methods:

  • Successful, declined and uncertain transaction results.
  • Various 3-D Secure scenarios.
  • Fraud-related cases.
  • Outcomes when using one of our specific services.

Without any costs involved, PAYONE E-Payment offers you a great way to simulate any business case you might encounter in your activities!

Make sure to switch to the LIVE endpoint as soon as you have finalised your tests.

Get started

Before you start testing, make sure you:

If not specified, any value for properties are valid for any given scenario:

amount

currency

authorizationMode

  • Output properties (values you receive from our platform after submitting a request)

    Properties Description
    eci

    Refers to property paymentOutput.cardPaymentMethodSpecificOutput.threeDSecureResults.eci (GetPayment/GetPaymentDetails)

    Learn more about ECI values and their meaning in our dedicated guide.

    statusCode

    Refers to properties
    statusOutput.statusCode
    payment.statusOutput.statusCode
    createdPaymentOutput.payment.statusOutput.statusCode

    Learn more about these properties and which of our API calls return them in our dedicated guide.

Credit Cards

Use case Test data

Successful authorisations/direct sales (statusCode=5/9)

371449635311004 (3-D Secure frictionless flow eci=5)
375418081197346 (3-D Secure frictionless flow eci=5)

376691390182618 (3-D Secure frictionless flow eci=6)

379764422997381 (3-D Secure challenge flow eci=5)
379943305931143 (3-D Secure challenge flow eci=6)

See the Integration tab for a JSON example.

Unsuccessful authorisations/direct sales (statusCode=2)

  • Use any of the card numbers mentioned above.
  • Send a request with the following properties:
    amount=1302
    currencyCode=EUR
    authorizationMode=SALE

See the Integration tab for a JSON example.

Use case Test data

Successful authorisations/direct sales (statusCode=5/9)

36179157859125 (3-D Secure challenge flow eci=5)
36488479185378 (3-D Secure frictionless flow eci=5)

See the Integration tab for a JSON example.

Unsuccessful authorisations/direct sales (statusCode=2)

36155897388518 (3-D Secure challenge flow eci=91)
36259600000079 (3-D Secure frictionless flow eci=91)
Alternatively:

  • Use any of the card numbers mentioned above.
  • Send a request with the following properties:
    amount=1302
    currencyCode=EUR
    authorizationMode=SALE

See the Integration tab for a JSON example.

Use case Test data

Successful authorisations/direct sales (statusCode=5/9)

3528798062014879 (3-D Secure challenge flow eci=5)
3569990010096831 (3-D Secure frictionless flow eci=5)

See the Integration tab for a JSON example.

Unsuccessful authorisations/direct sales (statusCode=2)

3569990010083821 (3-D Secure challenge flow eci=91)
3569990010014859 (3-D Secure frictionless flow eci=91)
Alternatively:

  • Use any of the card numbers mentioned above
  • Send a request with the following properties:
    amount=1302
    currencyCode=EUR
    authorizationMode=SALE

See the Integration tab for a JSON example.

Use case Test data

Successful authorisations/direct sales (statusCode=5/9)

5020802352808673 (3-D Secure challenge flow eci=5)

See the Integration tab for a JSON example.

Unsuccessful authorisations/direct sales (statusCode=2)

  • Use any of the card numbers mentioned above.
  • Send a request with the following properties:
    amount=1302
    currencyCode=EUR
    authorizationMode=SALE

See the Integration tab for a JSON example.

Use case Test data

Successful authorisations/direct sales (statusCode=5/9)

5137009801943438 (3-D Secure frictionless flow eci=5)
5156400512420624 (3-D Secure frictionless flow eci=6)

5130257474533310 (3-D Secure challenge flow eci=5)
5168693992589936 (3-D Secure challenge flow eci=6)

See the Integration tab for a JSON example.

Unsuccessful authorisations/direct sales (statusCode=2)

5168645305790452 (3-D Secure frictionless flow eci=91)
5144144373781246 (3-D Secure challenge flow eci=91)

Alternatively:

  • Use any of the card numbers mentioned above.
  • Send a request with the following properties:
    amount=1302
    currencyCode=EUR
    authorizationMode=SALE

See the Integration tab for a JSON example.

Use case Test data

Successful authorisations/direct sales (statusCode=5/9)

4330264936344675 (3-D Secure frictionless flow eci=5)

4450213273993630 (3-D Secure frictionless flow eci=6)

4874970686672022 (3-D Secure challenge flow eci=5)
4839645466321180 (3-D Secure challenge flow eci=6)

See the Integration tab for a JSON example.

Unsuccessful authorisations/direct sales (statusCode=2)

4450022237973103 (3-D Secure challenge flow eci=91)
Alternatively:

  • Use any of the card numbers mentioned above.
  • Send a request with the following properties:
    amount=1302
    currencyCode=EUR
    authorizationMode=SALE

See the Integration tab for a JSON example.

  • To simulate the following pending statuses, we need to configure your account and make sure transactions are processed online (or offline when the online acquiring system is unavailable). Contact us to make this happen.
  • Read in our dedicated transaction status guide to learn more about these exceptional scenarios and how to deal with them.
Use case Test data
Pending authorisations (statusCode=51)
  • Use any of the card numbers from any card scheme mentioned in chapter 3
  • Send a request with the following properties:
    amount=1404
    currencyCode=EUR
    authorizationMode=FINAL_AUTHORIZATION
Pending direct sales (statusCode=51)
  • Use any of the card numbers from any card scheme mentioned in chapter 3
  • Send a request with the following properties:
    amount=1402
    currencyCode=EUR
    authorizationMode=SALE
Successful refunds (statusCode=8)
  • Make a RefundRequest request for any credit card transaction in statusCode=9
  • Send the request with any amount
    • not exceeding the originally captured amount
    • different than amount=1303/1203

Right after processing the RefundPayment request, you will receive statusCode=81 in the feedback. Our platform will update the transaction to statusCode=8 after a few minutes. Make sure to retrieve this final status either via a GetPayment/GetPaymentDetails request or webhooks

Uncertain refunds (statusCode=82)
  • Make a RefundRequest request for any credit card transaction in statusCode=9
  • Send the request with amount=1203
Unsuccessful refunds (statusCode=83)
  • Make a RefundRequest request for any credit card transaction in statusCode=9
  • Send the request with amount=1303
Uncertain captures (statusCode=92)
  • Make a CapturePayment request for any credit card transaction in statusCode=5
  • Send the request with amount=1209
Unsuccessful captures (statusCode=93)
  • Make a CapturePayment request for any credit card transaction instatusCode=5
  • Send the request with amount=1309
  • Every capture request with any other amount not exceeding the orginally authorised amount will succeed (statusCode=9)
  • Right after processing the CapturePayment request, you will receive statusCode=91 in the feedback. Our platform will update the transaction to statusCode=93 after a few minutes. Make sure to retrieve this final status either via a GetPayment/GetPaymentDetails request or webhooks

CVV for test cards

Use any 3- or 4-digit number for the CVV on the Hosted Checkout Page / Hosted Tokenization Page or for cardPaymentMethodSpecificInput.card.cvv in Server-to-server requests.

Credit Cards

Use case Test data

Successful authorisations/direct sales (statusCode=5/9)

371449635311004 (3-D Secure frictionless flow eci=5)
375418081197346 (3-D Secure frictionless flow eci=5)

376691390182618 (3-D Secure frictionless flow eci=6)

379764422997381 (3-D Secure challenge flow eci=5)
379943305931143 (3-D Secure challenge flow eci=6)

See the Integration tab for a JSON example.

Unsuccessful authorisations/direct sales (statusCode=2)

  • Use any of the card numbers mentioned above.
  • Send a request with the following properties:
    amount=1302
    currencyCode=EUR
    authorizationMode=SALE

See the Integration tab for a JSON example.

Use case Test data

Successful authorisations/direct sales (statusCode=5/9)

36179157859125 (3-D Secure challenge flow eci=5)
36488479185378 (3-D Secure frictionless flow eci=5)

See the Integration tab for a JSON example.

Unsuccessful authorisations/direct sales (statusCode=2)

36155897388518 (3-D Secure challenge flow eci=91)
36259600000079 (3-D Secure frictionless flow eci=91)
Alternatively:

  • Use any of the card numbers mentioned above.
  • Send a request with the following properties:
    amount=1302
    currencyCode=EUR
    authorizationMode=SALE

See the Integration tab for a JSON example.

Use case Test data

Successful authorisations/direct sales (statusCode=5/9)

3528798062014879 (3-D Secure challenge flow eci=5)
3569990010096831 (3-D Secure frictionless flow eci=5)

See the Integration tab for a JSON example.

Unsuccessful authorisations/direct sales (statusCode=2)

3569990010083821 (3-D Secure challenge flow eci=91)
3569990010014859 (3-D Secure frictionless flow eci=91)
Alternatively:

  • Use any of the card numbers mentioned above
  • Send a request with the following properties:
    amount=1302
    currencyCode=EUR
    authorizationMode=SALE

See the Integration tab for a JSON example.

Use case Test data

Successful authorisations/direct sales (statusCode=5/9)

5020802352808673 (3-D Secure challenge flow eci=5)

See the Integration tab for a JSON example.

Unsuccessful authorisations/direct sales (statusCode=2)

  • Use any of the card numbers mentioned above.
  • Send a request with the following properties:
    amount=1302
    currencyCode=EUR
    authorizationMode=SALE

See the Integration tab for a JSON example.

Use case Test data

Successful authorisations/direct sales (statusCode=5/9)

5137009801943438 (3-D Secure frictionless flow eci=5)
5156400512420624 (3-D Secure frictionless flow eci=6)

5130257474533310 (3-D Secure challenge flow eci=5)
5168693992589936 (3-D Secure challenge flow eci=6)

See the Integration tab for a JSON example.

Unsuccessful authorisations/direct sales (statusCode=2)

5168645305790452 (3-D Secure frictionless flow eci=91)
5144144373781246 (3-D Secure challenge flow eci=91)

Alternatively:

  • Use any of the card numbers mentioned above.
  • Send a request with the following properties:
    amount=1302
    currencyCode=EUR
    authorizationMode=SALE

See the Integration tab for a JSON example.

Use case Test data

Successful authorisations/direct sales (statusCode=5/9)

4330264936344675 (3-D Secure frictionless flow eci=5)

4450213273993630 (3-D Secure frictionless flow eci=6)

4874970686672022 (3-D Secure challenge flow eci=5)
4839645466321180 (3-D Secure challenge flow eci=6)

See the Integration tab for a JSON example.

Unsuccessful authorisations/direct sales (statusCode=2)

4450022237973103 (3-D Secure challenge flow eci=91)
Alternatively:

  • Use any of the card numbers mentioned above.
  • Send a request with the following properties:
    amount=1302
    currencyCode=EUR
    authorizationMode=SALE

See the Integration tab for a JSON example.

  • To simulate the following pending statuses, we need to configure your account and make sure transactions are processed online (or offline when the online acquiring system is unavailable). Contact us to make this happen.
  • Read in our dedicated transaction status guide to learn more about these exceptional scenarios and how to deal with them.
Use case Test data
Pending authorisations (statusCode=51)
  • Use any of the card numbers from any card scheme mentioned in chapter 3
  • Send a request with the following properties:
    amount=1404
    currencyCode=EUR
    authorizationMode=FINAL_AUTHORIZATION
Pending direct sales (statusCode=51)
  • Use any of the card numbers from any card scheme mentioned in chapter 3
  • Send a request with the following properties:
    amount=1402
    currencyCode=EUR
    authorizationMode=SALE
Successful refunds (statusCode=8)
  • Make a RefundRequest request for any credit card transaction in statusCode=9
  • Send the request with any amount
    • not exceeding the originally captured amount
    • different than amount=1303/1203

Right after processing the RefundPayment request, you will receive statusCode=81 in the feedback. Our platform will update the transaction to statusCode=8 after a few minutes. Make sure to retrieve this final status either via a GetPayment/GetPaymentDetails request or webhooks

Uncertain refunds (statusCode=82)
  • Make a RefundRequest request for any credit card transaction in statusCode=9
  • Send the request with amount=1203
Unsuccessful refunds (statusCode=83)
  • Make a RefundRequest request for any credit card transaction in statusCode=9
  • Send the request with amount=1303
Uncertain captures (statusCode=92)
  • Make a CapturePayment request for any credit card transaction in statusCode=5
  • Send the request with amount=1209
Unsuccessful captures (statusCode=93)
  • Make a CapturePayment request for any credit card transaction instatusCode=5
  • Send the request with amount=1309
  • Every capture request with any other amount not exceeding the orginally authorised amount will succeed (statusCode=9)
  • Right after processing the CapturePayment request, you will receive statusCode=91 in the feedback. Our platform will update the transaction to statusCode=93 after a few minutes. Make sure to retrieve this final status either via a GetPayment/GetPaymentDetails request or webhooks

Alternative payment methods

Use case Test data

Successful direct sales (statusCode=9)

Use our test environment simulator to simulate the redirection to and the feedback from Alipay+.

See the Integration tab for a JSON example.

  • Use Apple's sandbox environment to perform test transactions. This requires: 
    • A separate PREPRAD AppleID from your for PROD one.
    • An active Apple developer account so that you can add your AppleID under "Sandbox testers".
    • Using the Apple test cards you can find here.
  • See the Integration tab for a JSON example.

Use case Test data

Successful direct sales (statusCode=4/9)

  • Send a standard requests to our TEST environment.
    See the Integration tab for a JSON example.
  • Use one of the following IBANs according to the selected country:

    BE45000253450589
    BE23000017071491

    FR7600000000007212272749749
    FR7600000000007738373402539

    DE18000000004105955519
    DE18000000001328642110

    NL81AAAA8558157030
    NL57AAAA1574700953

    GB74AAAA00000082036979
    GB22AAAA00000067677162

    ES5800000000015474125931
    ES2900000000061259313830

    IT06A0000000000816987740647
    IT57A0000000000874085444242

  • When activating Bank Transfer in your test account, we will always set it up for end-to-end testing.
  • To simulate the full payment flow resulting in statusOutput.statusCode=9, select country “Netherlands” and bank “SNS Bank“ on the bank selection page. Any other combination will result in the intermediate result statusOutput.statusCode=4
  • Your customers’ name and IBAN are not available in test.

  • To perform test transactions, you need to contact EPS for test credentials ("Benutzername”/”Passwort").
  • Depending on the use case, differences apply:
Use case Test data

Successful direct sales (statusCode=9) without customer bank account data

To process a test transaction, follow these steps:

  1. On the EPS test page, enter "STZZATWWXXX" in the "Bankname/BIC/BLZ" field and click on the "Weiter zum Online-Banking" button.
  2. On the subsequent login page, enter your EPS test credentials for "Benutzername"/"Passwort".
  3. Click on "Login" and click on the "TAN ANFORDERN’ button. Enter the value next to "Ihr TAN" in the "TAN hier eintragen" field. Click on the "TAN SENDEN" button.

See the Integration tab for a JSON example.

Successful direct sales (statusCode=9) with customer bank account data

To process a test transaction, follow these steps:

  1. On the login page, enter your EPS test credentials for "Benutzername"/"Passwort".
  2. Click on "Login" and click on the "TAN ANFORDERN" button. Enter the value next to "Ihr TAN" in the "TAN hier eintragen" field. Click on the "TAN SENDEN" button.

See the Integration tab for a JSON example.

Use case Test data

Successful direct sales (statusCode=9)

  • amount=1000
  • currencyCode=EUR
  • issuerId=RABONL2U
  • See the Integration tab for a JSON example. Adapt the amount accordingly to reach the desired result.
Unsuccessful authorisations/direct sales (statusCode=2)
  • amount=1314 (Authorisation declined)
  • amount=1514 (Your customer cancels the payment on 3rd party website)
  • currencyCode=EUR
  • issuerId=RABONL2U
  • See the Integration tab for a JSON example. Adapt the amount accordingly to reach the desired result.
Uncertain direct sales (statusCode=92)
  • amount=1214
  • currencyCode=EUR
  • issuerId=RABONL2U
  • See the Integration tab for a JSON example. Adapt the amount accordingly to reach the desired result.

Our platform allows you to perform tests both via:

  • Our Klarna simulator (which is at your disposal by default). See the Integration tab for a JSON example.
  • End-to-end with the Klarna Playground environment. Contact us for setting this up. Use Klarna’s sample data for different markets to simulate different scenarios.
We recommend placing a successful transaction (statusCode=9) (for each country/Klarna payment method) with our simulator before you test your integration with the Klarna Playground environment

Use case Test data

Successful direct sales (statusCode=9)

Use our test environment simulator to simulate the redirection to and the feedback from P24.

See the Integration tab for a JSON example.

There are two ways to test your integration:

  1. Use our platform's PayPal simulator to process transaction in our test environment.
    As this is an internal tool, your transactions do not reach PayPal. Contact us to set up your account accordingly and to work with the use cases mentioned below.
  2. Use the PayPal Sandbox, allowing you to perform end-to-end tests from your test account. Contact us to set up your account accordingly.
Use case Test data

Successful authorisations/direct sales (statusCode=5/9)

  • Send a request with the following properties:
    authorizationMode="FINAL_AUTHORIZATION" / "SALE"
    amount=1000

  • See the Integration tab for a JSON example.

Unsuccessful authorisations/direct sales (statusCode=2)

  • Send a request with the following properties:
    authorizationMode="FINAL_AUTHORIZATION"

    amount=1304


    authorizationMode="SALE"
    amount=1302
  • See the Integration tab for a JSON example. Adapt the amount accordingly to reach the desired result.

Special use cases

Use case Test data

Frictionless flow eci=5

375418081197346
371449635311004

Frictionless flow eci=6

376691390182618

Frictionless flow eci=91

375392300827514

Challenge flow eci=5

379764422997381

Challenge flow eci=6

379943305931143

Challenge flow eci=91

376632086941180

Use case Test data

Frictionless flow eci=5

36004400015012
3000000000000004

Frictionless flow eci=6

36004400072096
3000009910995047

Challenge flow eci=5

36004400080248
3000009227334104

Challenge flow eci=6

36341185608755

Use case Test data

Frictionless flow eci=5

6011000991300009

Frictionless flow eci=6

6011006537286495

Challenge flow eci=5

6011001050519992

Challenge flow eci=6

6011413539170091

Use case Test data

Challenge flow eci=5

3528801601699695
3528398220562677

Challenge flow eci=6

3528410122368572

Use case Test data

Challenge flow eci=5

5020802352808673

Challenge flow eci=6

6761806150084479

Use case Test data

Frictionless flow eci=5

5137009801943438

Frictionless flow eci=6

5156400512420624

Frictionless flow eci=91

5168645305790452

Challenge flow eci=5

5130257474533310

Challenge flow eci=6

5168693992589936

Challenge flow eci=91

5144144373781246

Use case Test data

Frictionless flow eci=5

4330264936344675

Frictionless flow eci=6

4450213273993630

Frictionless flow eci=91

4337328333414325

Challenge flow eci=5

4874970686672022

Challenge flow eci=6

4839645466321180

Challenge flow eci=91

4450022237973103

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